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Financial Inclusion and Human Development in India:An Inter-State Analysis
Pravat Kumar Kuri and Arindam Laha
The process of financial inclusion can be seen as an effective instrumental mechanism for enlarging people’s choice in respect of some basic indicators of human development. The most important choices are considered to be a long and healthy life, to be educated, and to enjoy a decent standard of living. The study sheds some light on the association between the process of financial inclusion and the level of human development in the context of different states of India. Empirical evidences suggest that an all-inclusive financial system would facilitate the process of human development by addressing the basic distortions in the level of human development in the Indian economy.

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